How to start in 4 steps
Open our Bybit link before you sign up
Sign up with email or phone; invitation code 13270 must be in the code field before you tap Sign Up
Verify your identity (KYC) and turn on 2FA; check the Rewards Hub for new-user tasks
Make your first deposit (crypto, card/One-Click Buy or P2P), then a small first trade
Independent guide, not affiliated with Bybit. Affiliate link: we may earn a share of fees.
Compared
| Card | Card fee | Spending / conversion fee | Cashback | KYC |
|---|---|---|---|---|
| Bybit Card | Virtual free; physical varies by region (e.g. 29.99 USD in Australia, 5 USDT Asia Pacific) | 0.9% crypto conversion in most regions; FX fee 1.5–7% by region | 2–10% on crypto-funded spend, monthly caps 5–600 USDT | Yes (Lv. 1 + 2 for rewards) |
| Bitget Wallet Card | 0 annual fee (per Bitget Wallet) | Varies by region; see the app | 2% default, 3% for new cardholders or monthly spend threshold | Yes |
| RedotPay | 10 USD virtual / 100 USD physical, one-off | See RedotPay's fee pages | 5 USD welcome reward (spending only) | Yes (ID, face scan, address) |
Checked 21 Oct 2026 against each issuer's own pages (sources below). Fees change by region; the app shows the final rate.
Do any work without KYC?
None of the cards here does: all three require identity verification. See crypto cards without KYC: what is real.
How to pick
- Check your country first: each card serves a different list.
- Look at the conversion fee and FX fee, not only cashback.
- Cashback is often capped monthly and may be paid in points or crypto.
- Keep only spending money on a card account; it is custodial.
Related
Sources
- Bybit Card fees and limits
- Bybit Card rewards
- Bitget Wallet Card
- Bitget Wallet Card page
- RedotPay card fees
- RedotPay identity verification
Updated 2026-10-12. How we test
Frequently asked questions
What is the best crypto card?
It depends on your country. Bybit Card has the highest published cashback tiers (2–10% on crypto spend); Bitget Wallet Card pays 2–3%; RedotPay charges a one-off card fee.
Are crypto cards free?
Virtual Bybit Cards and the Bitget Wallet Card have no card fee in most regions; RedotPay charges 10 USD virtual and 100 USD physical. Conversion and FX fees apply when you spend.
Do crypto cards need KYC?
Yes, all of the cards compared here require identity verification.
Signed up but haven't deposited yet?
Exchange welcome rewards and referral benefits only start once the account is funded and you trade. Finish identity verification first, then deposit (crypto on the right network, card/One-Click Buy or P2P) and make one small trade. New-user tasks usually have deadlines counted from registration, so check the rewards page in the app early.
Independent guide, not affiliated with Bybit. Affiliate link: we may earn a share of fees.