How to start in 4 steps
Open our Bybit link before you sign up
Sign up with email or phone; invitation code 13270 must be in the code field before you tap Sign Up
Verify your identity (KYC) and turn on 2FA; check the Rewards Hub for new-user tasks
Make your first deposit (crypto, card/One-Click Buy or P2P), then a small first trade
Independent guide, not affiliated with Bybit. Affiliate link: we may earn a share of fees.
Where it's available
Bybit lists Mastercard cards in Argentina, AIFC (Kazakhstan), Georgia, Australia, Mexico and Brazil, and Visa cards in Peru and Asia Pacific; physical cards vary by country (Bybit). EEA users get a separate EUR card through Bybit EU (our Bybit EU code: 152292).
Fees
| Region | Card fee (physical) | Crypto conversion | FX fee | ATM |
|---|---|---|---|---|
| Australia | 29.99 USD | 0.9% | 2% | 2% after first 100 USD/month |
| Asia Pacific | 5 USDT | 0.9% | 2% | 2% after first 100 USD/month |
| Brazil | none | 0.9% | 1.5% (+1% FX padding) | 2% after first 550 BRL/month |
| Mexico | none | 0.9% | 2% | 2% after first 100 USD/month |
| Argentina | 5 USD/USDT | 0.5% | 7% (+5% FX padding) | 2% after first 95,000 ARS/month |
Virtual cards have no issuance fee until further notice. Source: Bybit Card fees and limits (updated 10 Sep 2026).
Cashback
| Tier | Unlock (VIP or monthly spend) | Cashback | Monthly cap |
|---|---|---|---|
| Base | - | 2% | 5 USDT |
| Beta | VIP 1–2 or $500 | 2% | 50 USDT |
| Alpha | VIP 3 or $3,500 | 4% | 150 USDT |
| Apex | VIP 4 or $9,500 | 6% | 250 USDT |
| Omega | VIP 5 or $12,500 | 8% | 400 USDT |
| Infinite | Supreme or $25,500 | 10% | 600 USDT |
Paid as reward points (1 point = 0.002 USDT). From 5 Oct 2026, fiat-funded spending earns nothing. You need identity verification Lv. 1 and Lv. 2, and the rewards programme isn't open to EEA residents (Bybit rewards, rewards FAQ).
How to get one
- Sign up to Bybit (our code 13270) and complete identity verification.
- Open Card in the Bybit app and apply for a virtual card.
- Move crypto or USDT into your Funding Account.
- Add the card to Apple Pay or Google Pay and make a small first payment.
Related
Sources
Updated 2026-10-12. How we test
Frequently asked questions
Is the Bybit Card free?
The virtual card has no issuance fee; physical cards cost from nothing to 29.99 USD depending on region. Spending crypto has a 0.9% conversion fee in most regions.
How much cashback does the Bybit Card give?
2% to 10% on crypto-funded spending, depending on tier, with monthly caps from 5 to 600 USDT.
Is the Bybit Card available in Europe?
EEA users get a separate EUR card from Bybit EU; the global rewards programme excludes EEA residents.
Does the Bybit Card need KYC?
Yes, and cashback needs identity verification Lv. 1 and Lv. 2.
Signed up but haven't deposited yet?
Exchange welcome rewards and referral benefits only start once the account is funded and you trade. Finish identity verification first, then deposit (crypto on the right network, card/One-Click Buy or P2P) and make one small trade. New-user tasks usually have deadlines counted from registration, so check the rewards page in the app early.
Independent guide, not affiliated with Bybit. Affiliate link: we may earn a share of fees.